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Your trusted mortgage partner in Ontario.

Fast approvals. Better rates. Local, expert guidance.

Apply now
Trusted by 300+ families
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Simple, honest mortgage help.

Call or text (437) 961-0004.

Mortgages that move you forward.


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First-Time Buyer Support

We guide you through every step,  from pre-approval to closing, so buying your first home feels easy and stress-feel.
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Fast Refinacing

Get Need better rates or lower payments? We make refianancing simple, with quick approvals and expert advice.  
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Investment Property Loans
Enjoy Build wealth with real estate. We help investors secure smart fiancning for rental or income properties.
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Debt Consolidation
Roll high-interest debt into one affordable mortgage payment, and take control of your finances again.

Explore Mortgage Options in Ontario That Work for You

Get the best rates and options for buying, refinancing, or investing — all with one trusted mortgage agent in Ontario.

92%

Approval rate

300+

Ontario families helped and counting

3.84%

Rates starting on select mortgage programs
Call (437)-961-0004 to speak directly with Garry.
Need help with your mortgage? Get fast, friendly support — reach out now!

Let’s make your home goals happen

From first-time buyers to smart refinancing, we’ll help you move forward with ease.

Who can apply?

We strive to make our loan process simple and accessible to everyone.

Income requirements

You don’t need to earn a fortune to qualify — we work with a range of lenders who accept salaried, hourly, commission-based, and even self-employed income. We’ll help you find the right fit based on your financial situation.

What credit score do I need to qualify?

Most lenders prefer a score of 620+, but options exist for lower scores — especially with a strong income or down payment.

Can I get a mortgage if I’m self-employed?

Yes — we work with lenders who understand self-employed income structures. You’ll need tax returns, bank statements, and business documentation.

I’m a first-time home buyer. Can you help?

We make the process easy for first-time home buyers — from getting you pre-approved to walking you through down payment options and available government incentives. Even if you’re short on a full down payment, we offer solutions to help you get started.

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Hear from homeowners just like you

Genuine reviews from families we’ve helped secure smarter mortgage solutions.

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Gary is a top-notch mortgage advisor—patient, knowledgeable, and genuinely invested in your long-term goals. He listens, gives solid advice without pressure, and makes the process smooth. I couldn’t have done it without him. Buying my first place was just the start, and now I’m building my real estate portfolio with confidence.
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Harman Gill
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Working with Garry has been a game-changer. He’s responsive, knowledgeable, and always goes the extra mile. Compared to others I’ve worked with, Garry makes the mortgage process smooth and stress-free. No need to shop around — he’s the one to call!
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Atif H
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Highly recommend Garry! I had a phenomenal experience with him when looking for a mortgage. He made the
process seamless. Very knowledgeable!

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Taleen Haneshian

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It was a pleasure working with Garry for our mortgage needs. Especially in the tough environment where interest rates were rising. He helped in getting a good rate and also closed the deal on time.Very diligent, highly professional and a pleasant person to work with. Highly recommended.
Nikhil Gupta
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