Calculators

Run the numbers

Free, accurate tools built on Canadian mortgage rules — then get a real quote in 60 seconds.

Mortgage Payment

Estimate your monthly payment, including CMHC insurance if you're putting less than 20% down.

Find out how much home you can afford based on your income, debts and down payment.

See whether breaking your mortgage to refinance actually saves you money — and how fast.

Compare the true cost of renting against buying over the years you plan to stay.

Every Canadian province — plus Toronto's municipal tax and first-time buyer rebates.

Your full closing-day bill anywhere in Canada: transfer tax, legal, title, tax on CMHC and more.