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Expert Mortgage Guidance You Can Depend On

Fast approvals. Better rates. Local, expert guidance.

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Trusted by 300+ families
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Simple, honest mortgage help.

Call or text (437) 961-0004.

Mortgages that move you forward.


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First-Time Buyer Support

FSRA-licensed guidance for your first home. We walk you through every step — from pre-approval to closing — with clear, regulated advice so buying your first home feels easy and stress-free.
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Fast Refinancing

Need better rates or lower payments? Get fast, compliant refinancing with quick approvals and expert advice from an FSRA-licensed mortgage broker with access to Canada’s top lenders.
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Investment Property Loans
Smart financing through 88+ trusted lenders. Build wealth with real estate using investor-focused mortgage solutions. We compare options across banks, credit unions, and alternative lenders to secure the best, compliant financing for your rental or income property.
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Debt Consolidation
Regulated, responsible debt-reduction strategies. Roll high-interest debt into one affordable mortgage payment. Get a safe, compliant plan from an FSRA-licensed broker so you can take back control of your finances with confidence.

Smarter Mortgage Solutions for Ontario Homeowners — Backed by Real Expertise

Access bank-level rates, broker-only products, and expert advice — all in one trusted place.

92%

Approval Success Rate

314+

Ontario families who trusted us with their mortgage

3.49%

Rates from 3.49% on select insured programs
Talk directly with Garry — no call centre, no wait times. 437-961-0004
Need mortgage advice? Get clear, expert guidance — reach out now!

Let’s make your home goals happen

From first-time buyers to smart refinancing, we’ll help you move forward with ease.

Who can apply?

We strive to make our loan process simple and accessible to everyone.

Income requirements

You don’t need to earn a fortune to qualify — we work with a range of lenders who accept salaried, hourly, commission-based, and even self-employed income. We’ll help you find the right fit based on your financial situation.

What credit score do I need to qualify?

Most lenders prefer a score of 620+, but options exist for lower scores — especially with a strong income or down payment.

Can I get a mortgage if I’m self-employed?

Yes — we work with lenders who understand self-employed income structures. You’ll need tax returns, bank statements, and business documentation.

I’m a first-time home buyer. Can you help?

We make the process easy for first-time home buyers — from getting you pre-approved to walking you through down payment options and available government incentives. Even if you’re short on a full down payment, we offer solutions to help you get started.

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Hear from homeowners just like you

Genuine reviews from families we’ve helped secure smarter mortgage solutions.

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Gary is a top-notch mortgage advisor—patient, knowledgeable, and genuinely invested in your long-term goals. He listens, gives solid advice without pressure, and makes the process smooth. I couldn’t have done it without him. Buying my first place was just the start, and now I’m building my real estate portfolio with confidence.
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Harman Gill
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Working with Garry has been a game-changer. He’s responsive, knowledgeable, and always goes the extra mile. Compared to others I’ve worked with, Garry makes the mortgage process smooth and stress-free. No need to shop around — he’s the one to call!
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Atif H
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Highly recommend Garry! I had a phenomenal experience with him when looking for a mortgage. He made the
process seamless. Very knowledgeable!

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Taleen Haneshian

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It was a pleasure working with Garry for our mortgage needs. Especially in the tough environment where interest rates were rising. He helped in getting a good rate and also closed the deal on time.Very diligent, highly professional and a pleasant person to work with. Highly recommended.
Nikhil Gupta
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