Garry Sidhu Mortgage Broker
Rates & inflation today Fixed from 4.24% Variable from 3.70% Inflation 2.0% Ontario · 3.0% Canada Prime rate 4.45% Next Bank of Canada decision Oct 28 All rates →
FSRA-Licensed · Akal Mortgages Inc. #10845

Got a mortgage question? I'll answer it today.

Why Garry Sidhu? 5.0 · 69 Google reviews

“I was fortunate to have met Garry during our house shopping days and through proper guidance, excellent industry resources, I was able to secure a prime mortgage rate with Garry.”

Secure Group Sunny Bains · Jul 2026

“I highly recommend Garry as a mortgage broker. He consistently works in the best interest of my clients, offering prompt and clear answers to any questions that arise throughout the process.”

Amy Leusenko · May 2025

“Anyone looking for any service- Garry is your man! I’ve known Garry for years and he displays professionalism, consistency and shows results in his work.”

Aman R · Jul 2026

“Really happy with the service. Garry explained everything clearly and helped us get the right mortgage. Had a great experience working with Garry.”

Gagan Judge · Mar 2026

“started working with Gary and he helped me close my property very quickly. Not only that, he also helped me find a really great property.”

NIRBHAY SINGH SHAHWADI · Mar 2026

“He help us for first house in Bradford. Always answering call and guiding. Very happy. Thank you very much.”

Deep Renoz · Jan 2026

“Garry Sidhu Mortgages made our recently purchased home so easy and stress-free. Garry explained everything clearly, got us an amazing approval, and guided us through every step.”

T G · Dec 2025

“I had the pleasure of working with Garry while helping my first-time home buyer clients and the experience was not only professional but also exceptional!”

Lindsay Benavides · Dec 2025

“Garry really helped me understand what I need to do. He showed me how to stay organized and get ready to buy a home in 2026. I feel more confident now. Thank you, Garry”

Gurpreet Kang · Dec 2025

“Well learned professional. Never misguides. No challenges will be faced when you work with Garry.”

Manbir Kaur · Dec 2025

“Garry is incredible to work with. As a realtor, I need a mortgage partner who is fast, reliable, and clear with communication. Garry delivers every single time.”

Kamal Kang · Nov 2025

“Gary Sidhu is an outstanding, charismatic, and always brings out the best in people. He’s very approachable, easy to talk to, and makes everyone feel welcome. Couldn’t recommend him more!”

123ketank · Nov 2025
Read all 69 reviews on Google →

Call now and you'll get me, not a queue — most questions are answered on the spot.

Garry Sidhu Meet Garry →
6 yrs
Licensed in Ontario
88+
Lenders shopped
5.0★
Google rating
< 1 hour
Typical reply
The lender network

One application. 88+ lenders competing.

Through Akal Mortgages I hold broker-channel access to Canada's big banks, mortgage-focused lenders, credit unions and alternative lenders. Your file goes where it wins.

Major banks

The names you know — with broker-channel pricing.

  • Scotiabank
  • TD Canada Trust
  • BMO
  • National Bank
  • Manulife Bank
  • B2B Bank

Mortgage-focused lenders

Mortgages are all they do — and they regularly beat the banks on rate.

  • First National
  • MCAP
  • CMLS Financial
  • RFA
  • RMG
  • Merix Financial
  • Marathon Mortgage

Alternative lenders

Bank said no? These regulated lenders specialize in self-employed income, newer credit and new-to-Canada files.

  • Equitable Bank
  • Home Trust
  • Haventree Bank
  • Community Trust
  • Bridgewater Bank
  • Wealth One Bank

Credit unions & private

Flexible local options — plus vetted private capital when speed or story matters.

  • Meridian
  • DUCA
  • Alterna Savings
  • FirstOntario
  • IC Savings
  • Desjardins
  • + 60+ private lenders & MICs

Example lenders from our broker network; availability varies by application and product, and all credit decisions are made by the lender. Lender names are trademarks of their respective owners — no endorsement is implied.

How it works

Four steps, zero stress

01

Understand your situation

A real conversation about your goals, timeline and numbers — no jargon, no pressure.

02

Compare lenders & strategies

I shop 88+ lenders and structure the strategy that actually fits you best.

03

Options in plain English

You see your choices clearly — rate, terms and trade-offs — and decide with confidence.

04

Managed through closing

I handle the lender, paperwork and details right through to your closing day.

Reviews

Trusted by Ontario families

Read all reviews

Let's talk

Let's talk right now

Call and you'll get me, not a queue. Most questions are answered on the spot.