Straight advice, better rates, in your corner.
I'm Garry Sidhu, a licensed mortgage broker with Akal Mortgages Inc. — my job is simple: understand your goals, then shop 88+ lenders to find the mortgage that actually fits — and explain every option in plain language.
Why work with a broker instead of a bank?
A bank can only offer you its own products. As an independent broker, I work for you — comparing rates and features across 88+ banks, credit unions and specialty lenders to find the best fit. It costs you nothing: on most residential mortgages, the lender pays my compensation, not you.
What you can expect
- Fast, honest answers. No jargon, no runaround — just clear guidance on what you qualify for.
- Options, not pressure. I lay out the trade-offs so you can decide with confidence.
- Someone who picks up. Mortgages move fast; I respond in minutes, not days.
- Solutions when it's complicated. Self-employed, new to Canada, bruised credit — I've got lenders for that.
Licensed & accountable
I operate under Akal Mortgages Inc. (FSRA Brokerage Licence #10845) as a licensed Mortgage Broker (Licence #M21004814), regulated by FSRA (Financial Services Regulatory Authority of Ontario). You're always working with a licensed, accountable professional.
Tell me your goal — I'll find the mortgage
Free, no credit check, no obligation. It takes 60 seconds to start.
