Investment & Rental Property Mortgages in Ontario
Build wealth through real estate. I'll structure the financing to maximize your cash flow and buying power.
Whether it's your first rental or your next addition to a growing portfolio, the right financing structure makes all the difference. I work with lenders who count rental income to boost your qualification and offer competitive terms on non-owner-occupied and multi-unit properties across Ontario.
What you get
Rental income counted
Lenders apply rental offsets or add-backs so existing and projected rents strengthen your application.
From 20% down
Non-owner-occupied properties typically require 20% down; multi-unit options are available too.
Portfolio-friendly lenders
I know which lenders welcome multiple-property investors instead of capping you out.
Structured for cash flow
We choose the term, amortization, and product that keep your investment cash-flow positive.
Simple, from first call to close
We map your investment goals and how the property needs to cash-flow.
I find the lender that counts your rental income and offers the best terms.
You close and start building equity and income.
Common questions
How much down payment do I need for a rental property?
For a non-owner-occupied rental, the minimum is generally 20%. Multi-unit and mixed-use properties have their own requirements, which I'll walk you through.
Does rental income help me qualify?
Yes. Most lenders count a portion of the rent — through a rental offset or add-back — which can meaningfully increase how much you qualify for.
Can I finance multiple investment properties?
Absolutely. Some lenders limit the number of properties they'll finance; I know which ones are built for portfolio investors and can keep you growing.
Other programs
Let's get you approved
Free, no credit check, no obligation. See your best rate in 60 seconds.
