Terms of Use
Last updated: July 2026
By using this website, you agree to these terms. Garry Sidhu Mortgages operates under Akal Mortgages Inc., FSRA Brokerage Licence #10845.
Information only — not advice or an offer
The content on this site is for general information only. It does not constitute financial, legal or tax advice, a mortgage commitment, or an offer to lend. Every mortgage is subject to lender approval, credit review and property qualification (O.A.C.).
Rates and calculators
Any rates shown are illustrative, not guaranteed, and subject to change without notice. Calculator results are estimates for planning purposes only and may differ from an actual approval. Contact us for a personalized quote.
Third-party links
This site may link to third-party websites and tools (such as our lender application portal). We are not responsible for the content or privacy practices of those third parties.
Intellectual property
All content on this site — text, graphics, logos and design — is the property of Garry Sidhu Mortgages or its licensors and may not be reproduced without permission. The Akal Mortgages Inc. name and logo are used with permission.
Limitation of liability
The site is provided “as is.” To the extent permitted by law, we are not liable for any loss arising from your use of, or reliance on, this website or its content.
Contact
Questions about these terms? Email garrysidhu@akal.ca or call (437) 961-0004.
These terms are a starting template and should be reviewed by a qualified professional before launch.
