My Mortgage Plan
Answer a few quick questions and get a clear, personalized estimate — your buying power, payments and next steps.
Here's your mortgage snapshot
Estimated buying power
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Estimated monthly payment
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Minimum down payment
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Payments are estimated at Prime − 1 — currently 4.45% − 1.00% = 3.45% (Prime as of 2026-08-11). Buying power is calculated at the federal qualifying rate of 5.45% (the "stress test" every lender must apply) — your actual payment is based on the lower contract rate, not the stress-test rate.
Documents you'll likely need
Your next steps
Want the real numbers? Send this plan to Garry.
I'll review your scenario and reply in less than an hour — free, no credit check, no obligation.
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